Monday, May 21, 2007

Fast Cash Loans - Online Help In A Hurry

Everybody at some point in their lives gets in a tight spot with money, which is where finding fast cash loans online can become helpful. What is a cash advance loan you might be asking and how will one help me?

A fast cash loan is also commonly referred to as a payday loan. When you have applied for a fast cash loan online you will need to have an active checking account or savings account, as this is the method that the loan company will use in order to collect the money that they are owed.

The term of fast cash loans are normally between one to six weeks and usually no more then two or three months.

How can a fast cash loan help me?

A fast cash loan can have money in your hand in less then 24 hours, many times even the instant that you are approved. This can be very helpful if you have a dire need for money. You don’t need to have stellar credit in order to qualify for a fast cash loan. Most all cash advance companies will only require and active checking (or savings) account and that you have proof of how much money you make in a month. Many companies additionally require that you have been at your current job for at least six months. Fast cash loans can also help you bring your credit score up if the company happens to report to any of the three major credit reporting agencies.

source : http://ezinearticles.com/?Cash-Advance-Loans---Online-Financial-Help-In-A-Hurry&id=570094

Wednesday, May 9, 2007

Student Loan Consolidation: Off the pressure

Finding money for college can be as challenging as pursuing a degree. Student loans can provide the needed cash; but once students graduate, they have amassed a huge debt. Thanks to the student loan consolidation program, though, graduates can remove the pressure.

By consolidating student loans, you can merge all outstanding loans into a single indebtedness with one lender and one repayment plan. The individual loans are paid off in full, and the total amount is rolled over into the new loan. Student loan consolidation is available to either students or their parents.

Combining loans lets you lock in a fixed interest rate that's typically lower than the original loan rates. You also lower your monthly payment. These loans have flexible repayment options and no fees, charges, or prepayment penalties. What's more, there are no required credit checks or co-signers.
Eligibility requirements

To be eligible, you must either be in the post-graduation six-month grace period, or have started to repay your loans. The total amount of your indebtedness must be a minimum of $7,500, with more than one lender, and you should not have already consolidated. However, if you've returned to school and have additional loans, consolidation is an option once again.

The following types of loans can be merged:

* Direct Subsidized and Unsubsidized Loans
* Subsidized and Unsubsidized Student Car Loans
* Direct and Federal PLUS Loans
* Direct and Federal Consolidation Loans
* Guaranteed Student Loans
* Federal Insured Student Car Loan
* Federal Supplemental Loans for Students
* Auxiliary Loans to Assist Students
* Federal Perkins Loans
* National Direct Student Loans
* National Defense Student Loans
* Health Education Assistance Loans
* Health Professions Student Loans
* Loans for Disadvantaged Students
* Nursing Student Loans

source :

Wednesday, May 2, 2007

Student car loans quote

7 out of 10 students get a better loan than they would from their parents credit union. We get at least 2 emails a week from parents asking me which car loan service I recommend for students or young drivers.

There are tons of quote services out there, but they usually just resell your information to a local bank or dealership, which is not all bad, but you are not getting the lowest rates.

So what can a student do?

GET A FREE STUDENT CAR LOAN QUOTE

The rate quote is free, and there are NO obligation to buy or do anything...so try it.

1. Super fast
2. Students welcome
3. Credit situation not a problem
4. No obligations
5. Super low rates

Have student car loans now...

source : http://cheapcollegeloans.blogspot.com/