Monday, August 20, 2007

Cashing In Your Business

Its almost 9 PM and you've got just one more order to fill because you promised "Henry" you'd have his order ready for pick up first thing tomorrow, Henry's an old customer, a good friend and has a machine down and the part we stock will have him up and going again. But the nagging thought comes back again...."after 27 years I don't need this anymore, I'm gonna sell it!"

There are many different reasons why businesses are sold. But of all the reasons, the three most popular are retirement, burn out and major illness.

When you own a business and have fought the battle over the years, the time does come when you're ready to emergency cash loans in the business and turn it over to someone else. You've built your dream, watched it grow and it has taken good care of you. Finally you've talked to your family, your CPA and your attorney and decide to do it. You place your business on the market!

About a year and a half later, after negotiating with two individual buyers and two corporations, you do the deal with "Pete," the nice guy from Cincinnati. Pete seems to be a good person, has a nice family and the proper background for the business. You've structured the deal with a good down payment and have agreed to finance the balance with interest over a seven year period. Sweet deal, right? Well, maybe.

Source : http://www.goarticles.com/cgi-bin/showa.cgi?C=585309

Thursday, August 9, 2007

Instant Cash Loans - Bad Credit No Problem

Loans of any type are widely available now but the only problem is going through the approval, you have to go through the conventional loan borrowing system which is often very tedious and hectic often taking more than weeks to approve. Finding an appropriate lender, negotiating with him and getting the best deal require good deal of time and money. Please save your time and money and get easy loan in reasonable rates by applying to the most dynamic mode of borrowing i.e. instant cash loans through the internet. Instant cash loans come into scene when you talk about speed, convenience, variety etc, the process of approval is very different and thus is much less time consuming.

Unfortunately, certain expenses are there which cannot wait till you get your next pay check. Instant cash loans are short term loans that offer you fund to meet your urgent cash needs such as urgent medical bills, phone bills, educational fees, etc. The reason why these emergency cash loans have become so popular is because they can provide you the entire loan amount in a very short time within as less as 24 hours! This speed is made possible only with the help of online lenders with a different set of criteria to meet than the normal brick and mortar types.

source : http://pr-gb.com

Monday, August 6, 2007

Emergency Cash Loan - Quick Cash in Advance

Generally people search for emergency cash loan in Australia when they cannot manage their funds towards the end of the month due to unexpected expenses. Things like urgent car repairs, overdue medical bills, or even an extended family visit can easily disrupt your monthly budget. In such a situation, you would know the right reason to look for a payday loan and understand your responsibility to pay it back with an interest.

Finding the right payday loan that fits your needs is essential. In Australia, payday loan lenders are competing to attract borrowers by giving special offers such as low interest rate, no registration fee, and often waiving completely the charges if you are first time borrowers. You want to get all those offers while enjoying the benefit of quick cash in advance. Finding a payday lending company who can give you a low interest rate is possible to do given that you spend some time to research in the Internet.

Most payday loan lenders allow you to borrow money regardless your credit history. This means you can still get instant cash even though you have filed bankruptcy or have had bad credit history in the past. Most people who access payday loans do so because the bank has refused to lend them due to bad credit scores. Moreover, applying for a payday loan does not require much hassle such as filling in a bunch of paperwork, getting cross references, etc.

Source : http://ezinearticles.com

Thursday, July 19, 2007

Emergency cash loans options

What are the options available when you need emergency cash right away? Do not panic and take action at once. Pause and consider various options lest you are saddled with a loan that works against you.

You can opt to borrow out of your credit card. But that would involve high interest rates. Besides if you are not careful, the amount could pile up in a few months and send you into a debt spiral. It is not prudent to borrow out of long-term savings or retirement fund as it can jeopardize your future. You can consider borrowing against the equity in your home. A home equity loan can bail you out of an emergency but there are procedures and paperwork that need to be tackled.

An emergency cash loan option like payday advance forces you to pay off the outstanding amount quickly. This prevents the debt from piling on and accruing exorbitant interest. Most emergency cash advances are paid within a month from the disbursement of the loan. In some cases, the repayment of this emergency cash loan is extended for another few weeks with accruing interest. While emergency cash loans can bail you out of any financial or medical emergency immediately, the flip side of the coin is that it usually comes at higher interest rate.

Adequate research would help you weed out unscrupulous emergency cash lenders. Before you finalize on an emergency cash loan lender, check up with BBB – Better Business Bureau or consumer groups. Keep your ears and eyes peeled for complaints and fraudulent practices.

source : http://www.targetwoman.com/articles/emergency-cash-loan.html

Monday, July 2, 2007

Bad credit for a car loan

Bad credit for a car loan could pose problems such as higher interest rates and higher fees as well as rejection for lending. To avoid dealing with the problems associated with a poor financial history, make wise financial decisions such as opening up a Visa card account and paying the balance off each month. Those who already have poor finances need to apply for lending and take a few steps before entering the dealership to insure getting the best deal possible. The first thing potential vehicle buyers will want to do is research lending options outside of the dealership. When people enter dealerships with bad credit loans, dealers usually offer financing options according to payment amount not value amount.

To limit possible consequences of applying with a poor financial history, go to a traditional lender such as a bank or credit union. These lenders will take the time to educate someone with bad credit for car loans that fit their income level. This way the applicant can look for the best valued car at a particular price. People trying to borrow with bad credit for a car loan amount higher than their income allows will have a difficult time improving their borrowing history. Applicants need to use the bad credit for car loan as an opportunity to strengthen their score. By accepting the consequences associated with bad credit loan for car, such as a larger down payment or shorter loan term, applicants can begin making timely payments. This will help them improve a future rating and allow them to avoid the costs added to having a poor financial record.

source : http://www.christianet.com/badcreditloans/badcreditforacarloan.htm

Thursday, June 14, 2007

Long Term Emergency Payday Cash Loans

Crisis is never convenient and financial stresses can take its toll on you, your friends and your family if left unresolved. Our overnight emergency payday cash loans lenders loan up to $1500 in cash loans to first time customers, a limit which increases for previously approved customers. You could be approved for an emergency cash loan in as little as 24 hours. Apply for an emergency payday loan today and reduce your financial stress tomorrow!
Quick and Secure Emergency Payday Loan

Long Term Disability :
Did you know that for most people, the likelihood of getting disabled is far greater than the likelihood of death? Millions of us carry life insurance. We even insure our homes and our cars yet we fail to insure one of our most valuable assets: the ability to generate income.

Long-term disability insurance will help replace your income in the event that you are unable to work due to serious illnesses or injuries. Although many see this type of insurance coverage as a luxury, but the reality is that it is a necessity. It is important to have disability insurance in the event of any serious illness or injury and we don't have any other financial resource that we can tap into. Even if we did, would we really be able to use them to cover our own personal expenses and pay our monthly bills? If we saved 5% of our income each year, a disability of six months would eat up 10 years' worth of our savings!

source : http://www.cashadvances.la/emergency_payday_loan.html

Monday, June 4, 2007

Instant payday loans online

Payday loan online is a very convenient tool that you can use if you are suddenly beset with an emergency such as payment of bills, urgent medical expenses, immediate repair of automobile or payment for any other such exigency. As compared to obtaining cash advance from a bank or a financial institution, getting payday loan online is a much simpler process. The biggest advantage with it is that you need not move out of the comfort of your home and by merely clicking a few keys on your computer you can get the much-needed online advance payday cash loan.

Having chosen a instant payday loans online service provider, you need to fill out their simple online form and submit it to them. You’ll have to provide to them relevant information regarding your employment, monthly income, age, residential address with phone no. and details of your checking bank account. If everything is in order, you can expect to get the approval for payday loan online in a very short time which can sometimes be less than an hour. The actual transfer of the loan amount into your checking account will take place the very next day. Now what can be more convenient than this?

source : http://ezinearticles.com/?Payday-Loan-Online---The-Most-Convenient-Loan&id=580768